Jamaica’s Canopy Insurance registers profit for first time since launch 

Jamaican health and life insurance provider Canopy Insurance has registered its first profit since its launch four years ago.

The company declared registered net profit of J$39m (£197,000) for the financial year ending December 2023, compared to a loss of J$189m (£953,000) the previous year. 

The company also saw its revenue increase from J$2.7bn (£1.4m)  in 2022 to J$3.2bn (£1.6m) in 2023, an increase of 15.5%. 

The company was created via a 50/50 partnership between two Jamaica-based conglomerates, GraceKennedy and the Musson group, targeted first at their own employees. 

The company, which launched in 2020, is a challenger to the two established largest insurers in the country of about 2.8 million people – Sagicor Life and Guardian Life. 

In explaining the rational behind its creation Canopy says on its website: “As large employers ourselves, GK and Musson were dissatisfied with the value we received in exchange for our monthly group health and life insurance premiums – so we decided to do something about it.”

The company differentiates itself on its technology, reducing paperwork to a minimum, and designed around the needs of Jamaican employees. 

 

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