Individual Protection

How artificial intelligence (AI) creates a return on investment is still the big question that insurers need answering, Health & Protection's IPMI breakfast briefing has heard. This was a key point raised...

Protection insurers should resist raising the red flag when it comes to individuals who disclose they are proactively taking care of their mental health. This is according to panellists who were participating...

Guardian’s new critical illness plans have gone live for advisers and their clients today (15 June). The provider’s two new core covers – Critical Illness Essentials and Combined Life and Critical Illness...

Royal London paid 98.4% of all protection claims made in 2025 supporting 62,412 customers, with a record total of £821m paid due to the inclusion of Aegon claims. This compares with £751m...

Cancer is increasingly something people live with, not just something they survive. That changes the shape of financial risk, and it changes what good advice needs to cover. Modelling from Scottish Widows...

Aviva has promoted Jim Hunter to head of regional accounts within its retail protection business. Previously national sales manager for telephony, he will continue to report into Daren Boys, protection portfolio distribution...

The protection sector needs talent from Generation Z (born between 1997 and 2012) to move forward. But scaremongering about artificial intelligence (AI) replacing human beings is eroding this generation’s confidence to even...

Loaded premiums are fine, so long as the protection sector clearly explains to young customers what they are for and what they are paying for. This is according to a panel at...

The shortlists for the UK Health & Protection Awards 2026 adviser categories have now been revealed. The shortlists cover 15 categories spanning the breadth of the health and protection insurance industry. Winners...

Data indicating that most homeowners with an income protection policy don’t know what the policy covers isn’t a surprise and is symptomatic of a confused customer base bamboozled by brochures from insurers...