Mutual of Omaha has launched a hospital indemnity product aimed at filling gaps and covering unexpected costs that an employee’s health insurance may not.
The insurance offers complete, competitive and flexible plan designs that can be packaged with other products on one bill. Benefits and plan options are fully customisable and include HSA and non-HSA compatible features.
Other key benefit features employers and employees have access to with hospital indemnity insurance include:
- Benefits for hospital and ICU admission and confinement
- Express benefit
- Portability
- Guarantee issue
- No benefit/pregnancy waiting periods
- Alternative maternity care benefits
- Mental health and substance abuse benefits
Optional features include benefits for child sports injury, health screening, health system, telemedicine and workplace health services.
Scott Ault, executive VP, workplace solutions, at Mutual of Omaha, said: “Mutual of Omaha is excited to offer hospital indemnity insurance to complete our supplemental health product offerings.
“It can be packaged with other ancillary benefits on one convenient bill and is support by dedicated enrolment professionals, implementation and service teams that Mutual of Omaha is known for.”