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UnderwriteMe adds Vitality’s 3X serious illness cover to sourcing platform

by Graham Simons
29 October 2025
UnderwriteMe adds Vitality’s 3X serious illness cover to sourcing platform
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UnderwriteMe has added Vitality’s SIC 3X serious illness cover to its protection platform.

The move means advisers can now access the full range of Vitality serious illness cover products – SIC 1X, SIC 2X and SIC 3X – alongside its life cover and income protection products which are already offered through the platform.

The provider’s serious illness cover covers 74 conditions in full, and a further 100 severity-based conditions.  

Vitality uses a severity-based approach, with pay-outs ranging from 5% to 75% of the sum assured. This means clients can receive support at earlier stages of diagnosis and make multiple claims if their condition worsens or they experience another illness. The range includes SIC 1X, SIC 2X and SIC 3X, each offering progressively broader cover.

From today, advisers can quote, compare and submit applications for all three serious illness cover options in one process on UnderwriteMe’s protection platform.

Justin Garbutt, director of IFA distribution at Vitality, said: “Making serious illness cover 3X available on UnderwriteMe completes the integration of our full serious illness cover range on the platform. 

“This partnership is another step in making protection more accessible and ensuring more people have the cover they need. By combining comprehensive products with a seamless digital journey, we’re helping advisers support their clients and ultimately enhancing and protecting more lives.”

Nilesh Patel, chief revenue and customer officer at UnderwriteMe, (pictured) added: “It’s great to see Vitality’s serious illness cover 3X product being added to the protection platform. 

“This further enhances the suite of products already available on our platform to support customers’ ever-growing protection needs.”

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