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A year in analysis

by Graham Simons
30 December 2025
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Over the last year Health & Protection dug into every corner of the UK and internaitonal individual and workplace health and protection markets.

So here’s some of the key analyses examining how the industry evolved over the last 12 months:

 

Does AI have any role to play in advisers’ business development marketing mix? – analysis

From Zimbabwe to California: How climate change is reshaping global health insurance – analysis

 

How limiting access to health data across the globe risks poorer customer outcomes – analysis

Are life insurers addressing the protection gap for people with pre-existing conditions? – analysis

Young and wealthy driving demand for individual PMI ahead of NHS turnaround – analysis

 

Why localising relocation assignments matters amid the rise of the digital nomad – analysis

 

Are mortgage advisers failing to protect house buyers? – analysis

 

Could FCA pure protection market review ban commissions entirely? – analysis

 

How advisers target client communications to maximise IPMI engagement – analysis

Group IPMI dominated by medical inflation and demand for flexibility – analysis

How health data is helping tackle labour market inactivity and cut premiums – analysis

Growing protection market is win-win for UK plc and nation’s wellbeing – analysis

Why employers are demanding more bang for their buck from group PMI amid soaring premiums – analysis

Growing demand for digital services and flexible plans as IPMI chosen over local care – analysis

Why positive storytelling matters in helping protection insurance reach underserved communities – analysis

Maintaining individual CI sales amid a continued cost of living crisis – analysis

Why making the case for GIP matters as employer cost pressures mount – analysis

Why celebrating Pride matters in creating more inclusive health and protection insurance products and workplaces – analysis

UK plc filling dental health gaps as soaring PMI premiums push voluntary benefits – analysis

IP sales challenging CI as products evolve but simpler language essential – analysis

Protection M&A is raising concerns, but premiums have fallen and advisers see opportunity – analysis

Inflation driving transparency demands but IPMI becoming alternative to domestic plans – analysis

Creativity needed when securing IPMI for clients with special risks – analysis

Success of soaring cash plan market measured in health outcomes – analysis

Simple P11D change could trigger overhaul and expansion of group CI – analysis

 

Healthcare trusts drawing more attention but risk complexity limits take-up – analysis

Preventative health services have real benefits but need further work – analysis

Humans must be at the centre of IPMI’s product innovation – analysis

 

Protection sector broadly optimistic for 2026 with IP and WoL leading the way – analysis

 

 

A turbulent year of two halves but health insurance market sees easing inflation ahead – analysis

 

IPMI cost pressures continue but SMEs and non-expat hubs fuel growth – analysis

 

Next Post

Health & Protection Q3 2025 Review: Chesnara buys HSBC Life UK; Individual PMI Report; Doug Wright leaves Aviva and Kinnock’s VAT call

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HAVE YOU READ?

Group IPMI dominated by medical inflation and demand for flexibility – analysis

IPMI cost pressures continue but SMEs and non-expat hubs fuel growth – analysis

23 December 2025

Read more

A turbulent year of two halves but health insurance market sees easing inflation ahead – analysis

18 December 2025

Read more
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  • PMI & Healthcare
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  • International
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