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Claims ratios from pure protection insurance products are generally above 50% and typically higher than most general insurance (GI) products, according to analysis from the Financial Conduct Authority (FCA). Ratios for income...

The Financial Conduct Authority (FCA) has proposed a series of actions and options it can undertake to help the protection insurance industry close the protection gap. These include extending its targeted support...

The Financial Conduct Authority (FCA) does not expect to be making significant interventions including the banning of loaded premiums in the protection market. The regulator highlighted that loaded premiums and restricted panels...

The Financial Conduct Authority (FCA) wants to help the protection insurance industry close the consumer protection gap. Furthermore, while the FCA is proposing some modest measures, it said it was not anticipating...

Zurich is making a series of updates to it's group critical illness (CI) product’s features and benefits including accepting multiple claims and changes to some condition definitions. The insurer will now accept...

Abigail Montrose hears how the protection industry is viewing the FCA’s review of the market and how greater transparency is seen as a good thing.   The Financial Conduct Authority’s (FCA) ongoing...

Lloyd & Whyte Health & Wellbeing has joined the Association of Medical Insurers and Intermediaries (AMII) as an intermediary member. Part of Lloyd & Whyte Group, the intermediary firm provides a range...

The Apprentice is to feature another leader from a mortgage and protection advice firm. Among the candidates vying for the crown of business partner to Lord Alan Sugar in this year’s competition...

More than a fifth of UK adults believe being removed from an insurance policy could be easily dismissed as ‘normal’ or ‘not serious’ in a relationship, according to research by Axa UK....

Growing an advice business is rarely a simple task and while lead generation can play an important role when an intermediary is starting out, it appears advisers have had limited success when...