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Four in ten Brits living with ongoing medical conditions – The Exeter

by Graham Simons
16 December 2025
The Exeter’s life product added to UnderwriteMe’s protection platform
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Nearly four in ten UK adults (39%) are living with one or more ongoing medical conditions, according to research from The Exeter.

But the survey of 2,000 UK consumers also shed light on how common ongoing health conditions were across age groups: 30% of 16-24-year-olds reported living with a condition, rising to 47% among over-55s. Women were also slightly more likely than men to report ongoing health issues (41% compared with 37%).

Among self-employed workers, 44% said they lived with an ongoing health condition.

Jack Southcott, head of protection distribution at The Exeter (pictured), said: “Almost 40% of UK adults live with an ongoing medical condition, yet many still feel unsure about whether protection is available to them.

“With nearly one in five people abandoning the protection journey altogether, there’s still work to do to help clients understand their options and take the next step towards cover.”

“Clearer conversations about what’s genuinely possible, especially for those living with long-term conditions, can make a huge difference. When clients understand they’re not automatically excluded, they’re far more likely to take that next step towards getting the cover they need.”

 

 

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