Individual Protection

VitalityLife multi-benefit discounts are now available on the UnderwriteMe Protection Platform, following the provider's addition of its income protection (IP) cover to the platform. This week's move sees the product joining the...

Fair value requirements under the Consumer Duty are causing providers and advisers alike to regularly review product offerings and propositions. For advisers this has meant keeping a close eye on tweaks to...

One in five adults cut back on insurance to save money or because they cannot afford it, according to the Financial Conduct Authority's latest Financial Lives cost of living (Jan 2024) recontact...

The majority (52%) of employees have had to take time off work or - if self-employed - time out of their own business, due to falling ill or having an accident, according...

Protection advisers have told Health & Protection that they hope Aviva will retain "unique" aspects of AIG UK's offering following the insurer's £453m acquisition of its rival firm. This morning Aviva announced...

Aviva has completed the £453m acquisition of AIG Life UK from Corebridge Financial, a quoted subsidiary of American International Group. The deal was first announced in September last year, but in February...

The Financial Services Compensation Scheme (FSCS) recovered more than £54m from the estates of failed financial services providers in the 2023/24 financial year. The FSCS revealed around £2m of the funds secured...

Royal London has introduced a series of changes to its underwriting limits in a bid to grow its market share of high net worth (HNWI) clients. The mutual said the changes, available...

A communications "farce" with the forerunner to the Financial Conduct Authority (FCA) ranks among the most stressful experiences protection expert Alan Lakey has faced while working in the sector. To mark Stress...

Last autumn the Financial Conduct Authority (FCA) raised serious concerns about how insurers are addressing terminal illness benefits attached to life insurance policies. Almost six months on from the regulator's review, Health...