Individual Protection
Zurich increases non-medical underwriting limits for under-50s
Zurich has made changes to its life non-medical limits for people under the age of 50, increasing the value of cover available without requiring medical evidence. The changes affect the first level...
Read moreFCA terminal illness review criticises slow claims, poor communication, end of term exclusions, use of CMOs and 12-month prognosis
The Financial Conduct Authority (FCA) has raised serious concerns about several elements of how insurers are addressing terminal illness benefits attached to life insurance policies. The regulator strongly criticised insurers for the...
Read moreIt’s very hard to tell customers they are not terminally ill enough – Knowles
Terminal illness benefits are delivering poor outcomes and consumer harm in some instances as issues persist with claims not being paid, advisers have told Health & Protection. There is also confusion around...
Read moreGuardian joins Quilter Select protection panel
Guardian has joined the Quilter Select protection panel. The move expands Guardian’s distribution reach, opening access to around 3,000 advisers in Quilter’s network advice business and follows Guardian’s entry into income protection. ...
Read moreGallagher buys Hartley Cylke Pacific Insurance Services
Arthur J. Gallagher & Co has acquired San Diego, California-based retail insurance broker Hartley Cylke Pacific Insurance Services for an undisclosed sum. The retail insurance broker's services include life insurance advice services....
Read moreInsurance ARs halve in decade as FCA targets PII and ‘weak recruitment’ oversight
The number of appointed representative (AR) firms operating in the insurance sector has halved in the last decade, with a sharp drop in the last two years. The Financial Conduct Authority (FCA)...
Read moreIPipeline integrates with BrokerIQ adviser engagement technology platform
IPipeline has partnered with start-up and adviser technology business BrokerIQ to integrate PreQuo - its collection of indicative and predictive web services with BrokerIQ’s customer engagement platform in a bid to illustrate...
Read moreCIExpert launches customiser tool in response to Zurich’s upgraded CI cover
CIExpert has launched its own customiser tool in response to Zurich’s upgraded critical illness cover product range which offers a new level of personalisation for clients. The tool enables advisers to exploit...
Read moreBIBA signposting agreement helps more than 30,000 consumers access protection insurance
The British Insurance Brokers’ Association (BIBA) is renewing its industry agreement to signpost customers with medical conditions to specialists after it helped more than 30,000 consumers seek life and protection insurance. Since...
Read morePrimis protection cases inch up but pre-tax profit dips
Primis Network and TMA Club saw the number of protection cases completed and average premium rise slightly in the first half of 2023. The firm saw pre-tax profits dip 20% as a...
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