Individual Protection

In our second quarterly review of 2025 covering April to June, Health & Protection staged its latest IPMI Summit. Guardian appointed a new CEO, Aviva switched its health insurance leadership, while there...

Fast pace change and developments have swept through the world of health and protection in 2025 in the UK and internationally. It was a year in which increases to employer’s national insurance...

The general consensus is that 2025 has been a relatively positive, stable year for the protection sector. Providers have largely tinkered rather than introduce wholesale product overhauls as the sector awaits the...

Underwriting has been identified as a particular pinch point for the protection sector, with industry professionals pointing to unprecedented backlogs of anything up to 47 days. A shortage of underwriters has been...

Customers are increasingly generating protection insurance enquiries using artificial intelligence (AI) services such as ChatGPT, but this is presenting serious issues for themselves and advisers by doing so. Cura Financial Services co-managing...

Most life insurance policyholders do not know they can access an early pay out following a terminal diagnosis. This is according to a survey from MoneySuperMarket of 2,000 adults which showed just...

Advisers generally support client-facing staff wearing Christmas jumpers, but the complexity of the debate reflects the importance of the sector's position. It was a close call, with some respondents thinking they spread...

Protection policy sales nudged up in the third quarter of the year, led by income protection (IP) and standalone critical illness (CI) product lines. Data from Gen Re showed 516,283 individual protection...

Insurance premium tax (IPT) raised almost £7bn in the first eight months of the 2025-26 financial year. Latest HM Revenue & Customs (HMRC) data showed IPT raised £6.78bn in the first eight...

The British Insurance Brokers’ Association (BIBA) has appointed Gallagher UK CEO Michael Rea as its next deputy chairperson. Rea (pictured) succeeds Aon UK CEO Jane Keilty, who has reached the end of...