Individual Protection

As the number of people who are financially struggling increases, fewer people are acquiring protection cover, according to the latest research from LV=.  “Financial stresses are forcing people to dip into savings...

The Financial Conduct Authority (FCA) can take many forms of action against brokers that do not charge fair commissions - but the banning of commissions or brokers is off the table, according...

Bulgaria reported the highest excess mortality rate over the pandemic among 24 international territories analysed by the Continuous Mortality Investigation (CMI). The CMI's analysis which investigated mortality from the start of the...

Four in 10 people in the UK believe protection insurance has grown in importance since the pandemic but almost a third have not taken out cover as they cannot afford to pay...

As the Bank of England has raised interest rates in response to stubbornly high inflation, many families face the prospect of soaring monthly mortgage repayments. Against this backdrop, it’s now more essential...

The Exeter has appointed Michael Payne as commercial director. Payne (pictured) joins from KPMG, where he was a director in its insurance consulting practice. He was previously customer and innovation COO and...

Leaving the intended beneficiary of a life insurance policy no right to claim is like selling a car without a steering wheel. This is according Ruth Gilbert, partner at Insuring Change, (pictured...

Zurich has made changes to its life non-medical limits for people under the age of 50, increasing the value of cover available without requiring medical evidence. The changes affect the first level...

The Financial Conduct Authority (FCA) has raised serious concerns about several elements of how insurers are addressing terminal illness benefits attached to life insurance policies. The regulator strongly criticised insurers for the...

Terminal illness benefits are delivering poor outcomes and consumer harm in some instances as issues persist with claims not being paid, advisers have told Health & Protection. There is also confusion around...