Individual Protection

Commission models in the protection industry are "ridiculous" and incentivise poor behaviours while reinsurers are beginning to consider distribution in pricing. Industry experts also noted how tight margins were in the market...

One in 10 UK adults are considering cancelling their protection cover as living costs mount, according to research from Vitality. The insurer's survey of 2,000 UK adults shows more than a third...

The UK protection insurance sector needs to design life, critical illness and income protection products to cater for the needs of individuals with sickle cell. Sheun Oke, area sales manager at Wealthmax...

The protection sector needs to be better at embracing flexibility when designing products to meet changing consumer needs and increase sales, experts from across the sector have agreed. They highlighted items including...

Protection insurance industry experts were at odds over progress made in mental health underwriting thoughout the sector citing examples of steps forward and where there remains significant work to do for advisers...

The UK protection insurance sector has been urged to up its game in tackling domestic economic abuse enacted through the use of protection policies. Johnny Timpson set out a four pronged plan...

Protection advisers need to talk to customers in a language they are comfortable with rather than the jargon that plagues the insurance sector. Presenting at the Protection Review conference, Robyn Allen (pictured)...

Terminal illness cover is not fit for purpose in its present state and needs to be radically overhauled, according to Cura Financial co-founder Alan Knowles. Knowles illustrated this with the powerful story...

It has taken almost two years for mental health campaigner and former Sky journalist Mike McCarthy to near the final stages of resolving issues with life cover taken out before the death...

Lloyds Banking Group (LBG) has completed its £12m purchase of protection intermediary Cavendish Online. The deal was originally announced in June and Lloyds confirmed to Health & Protection that Cavendish Online would...