Individual Protection

Shepherds Friendly paid out £3.23m in income protection (IP) claims in 2024. The mutual also said a total of 477 claims were submitted during the year, with around 96% of these IP...

Income protection (IP) sales have soared due to a number of factors including customers' increased appetite for normal retirement age products and the product potentially making gains at the expense of other...

One in three young mortgage holders do not have any protection cover. This is according to research conducted by Opinium on behalf of HomeOwners Alliance and LifeSearch, surveying 2,000 UK adults aged...

Scottish Widows has launched a pre-application underwriting decision tool for advisers.  The tool can be accessed via the Scottish Widows dashboard and is designed to give an accurate indicative decision on whether...

Last year proved a "bumper" year for income protection (IP) sales, however life sales slipped and the whole of life market has not recovered from the "substantial" decline posted in 2022, according...

Bain Capital has invested £120m in the Openwork Partnership to take a 30% stake in the financial advice network. The Financial Conduct Authority (FCA) has given its approval to the deal. Following...

Hannah White, protection advisor at Thomas Honour Mortgage Services (pictured), speaks to Health & Protection about starting out in protection as an administrator, helping a client who had lost her husband aged...

Scottish Widows is trialling the use of artificial intelligence (AI) systems with the aim of speeding up life and critical illness insurance claims and underwriting. Using AI and natural language processing (NLP),...

To mark Dementia Action Week, Health & Protection speaks to Kathryn Knowles, co-managing director at Cura Financial Services (pictured), about the shock of finding out her dad had Parkinson's-related dementia after her...

The deadline is today for advisers to enter The UK Health & Protection Awards 2025. Entries can be submitted on the Awards website. Those entries begun today can be completed over the...