Individual Protection
Vitality removes most Covid-related underwriting restrictions
Vitality is removing the majority of the underwriting restrictions that were put in place at the height of the pandemic due to progress made with the UK vaccination programme and a decrease...
Read moreRegulator rejects IP complaint for failing to declare medical history
An income protection (IP) customer whose policy was cancelled when he tried to make a claim has had his complaint rejected by the Financial Ombudsman Service (FOS) for failing to fully disclose...
Read moreYoung adults can live just three months without income or savings
People at their outset of early middle age can live for just three months without income and accessing their main savings, according to the Aegon Financial Wellbeing Index. The insurer's research reveals...
Read moreVitality partners with Samsung Health
Vitality is integrating with Samsung Health to provide members with more ways to track their activity. The partnership will allow members with Samsung devices to link their health profile to their Vitality...
Read moreExclusive Q&A with The Exeter CEO Isobel Langton
Isobel Langton joined The Exeter as CEO in April, taking over from the retiring Andy Chapman. In her first Q&A since taking over the position, she told Health & Protection, why she...
Read moreAdvisers banned from charging higher fees to renewing customers
Intermediaries advising on health and protection insurance must charge renewing customers the same fees as they do to new business clients, the Financial Conduct Authority (FCA) has announced. The FCA announced the...
Read moreAll protection products must be reviewed to ensure they offer fair value – FCA
Protection products must be assessed to ensure they offer fair value to consumers, including those policies originated before October 2018, the Financial Conduct Authority (FCA) has announced. It warned insurers over products...
Read more‘We need a much more robust evidence base about the real-world benefits of our products’ – Braun
The world of work has seen enormous disruption as a result of Covid-19. As restrictions are gradually lifting, we are looking to a future where hybrid working is becoming far more normal,...
Read moreAviva health and protection sales down 7% as comparison site entry nears
Aviva has seen protection and health sales decline 7% year-on-year, according to a trading update for the first quarter of the year. The update, published today, reveals the insurer saw sales of...
Read moreHealth insurance and IP complaints leap but uphold rates dip
Complaints about private medical and dental cover, and income protection insurance (IP) rose sharply in the last financial year, according to data from the Financial Ombudsman Service (FOS). The service received 1,476...
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