Individual Protection

Overall mortality in the first half of 2025 was lower than in the first half of any other year, and 0.5% of a full year’s mortality lower than in the first half...

Life insurance premium increases will "slow significantly" to 1% this year across the globe, according to the Swiss Re Institute. According to Swiss Re Institute's World Insurance sigma, following a strong 2024,...

Individual critical illness (CI) sales remain intrinsically linked to the buying of a home. But as the population continues to put off the purchase of property to later in life, the individual...

Chesnara's acquisition of HSBC Life UK could pose a "real loss" for the protection industry - particularly if instant underwriting decisions disappear. This is according to advisers Health & Protection spoke to...

Howden Asia has announced the appointment of Hamish Ravindran as chief client officer for Asia. Ravindran has more than 20 years of experience in the insurance industry, spanning underwriting, client services, and...

Protection insurers should share stories explaining the how and why behind their product development, according to Kate Garraway. Pictured left in conversation with In Jo Miller, the Good Morning Britain host (pictured)...

The protection insurance sector needs to up its game in addressing misrepresentation so more claims are paid. This is according to Phil Deacon, who led the Income Protection Task Force's (IPTF) ‘7...

Kate Garraway's late husband's Derek's last email was to sort out his income protection. But the cover was never finalised as he was one of the many millions who would fall victim...

Chesnara plc has today announced that it has entered into an agreement to acquire HSBC Life (UK) Ltd for £260m.  Completion is expected in early 2026, subject to customary regulatory approvals.  The...

More than a third of UK consumers see private medical insurance (PMI) as an essential purchase. This is according to The Exeter's survey of 2,000 UK consumers aged between 18 and 70...