Individual Protection
House of Lords Protection Roundtable: Rising misrepresentation puts IP underwriting in the spotlight
Misrepresentation is on the rise in income protection leading to calls for simpler application forms and changes to underwriting, hears Abigail Montrose. The income protection (IP) market has been growing. However,...
Read moreMy apprenticeship means I can talk to peers about importance of protection – Clements
To mark National Apprenticeship Week, Health & Protection speaks to Charlotte Clements, apprentice at Cirencester Friendly (pictured), about being prepared to talk to her peers about protection, the importance of employers providing...
Read moreAllianz UK adds ASU policy
Allianz UK has launched a short-term income protection policy which requires no medical underwriting and provides immediate cover. Available only through financial advisers and mortgage brokers, benefits are paid for a maximum...
Read moreFOS PMI grievances drop, but IP complaints continue to soar
While private medical insurance (PMI) complaints to the Financial Ombudsman (FOS) dropped 9.7% for the third quarter of the 2025 financial year, income protection grievances have continued to soar - up 22.4%...
Read moreInteresting Life Company launches digital underwriting explanation tool
The Interesting Life Company has launched the Interesting Life Agent (ISLA), a digital tool designed to help advisers quickly predict, understand and explain underwriting decisions. ISLA, developed by The Interesting Life Company...
Read moreFCA hopeful protection market ‘dynamism’ will continue following HSBC Life exit
The Financial Conduct Authority (FCA) is hopeful that exits and entries into the protection insurance market will drive “dynamism,” but the regulator is also alive to the risks of protection gaps emerging....
Read moreOneFamily and Scottish Friendly to merge while retaining brands and bases
The boards of OneFamily and Scottish Friendly have announced proposals to merge, bringing together two mutual life assurance providers with almost £10bn assets under management and serving more than 2.3m members across...
Read moreCushioning the blow of cancer diagnosis – Brown
World Cancer Day is a timely reminder for all of us in the financial protection sector to educate consumers about preparing for the worst. But what if the worst is not your...
Read moreDriving cancer prevention: Is obesity next? – Schiergens
In the fight against cancer, we've come a long way with screening and advances in treatment. Survival rates are up for many cancers, and the chances of making a recovery are better...
Read moreFCA to investigate IP claims ratios and wider claims experiences – Pritchard
Too many people lack protection cover for when things go wrong, according to Sarah Pritchard, deputy CEO at the Financial Conduct Authority (FCA). However the regulator confirmed it will be investigating income...
Read more
