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The general consensus is that 2025 has been a relatively positive, stable year for the protection sector. Providers have largely tinkered rather than introduce wholesale product overhauls as the sector awaits the...

Underwriting has been identified as a particular pinch point for the protection sector, with industry professionals pointing to unprecedented backlogs of anything up to 47 days. A shortage of underwriters has been...

Customers are increasingly generating protection insurance enquiries using artificial intelligence (AI) services such as ChatGPT, but this is presenting serious issues for themselves and advisers by doing so. Cura Financial Services co-managing...

Private medical insurance (PMI) providers have been urged to up their game in ensuring customers can actually understand their products, by consumer group Fairer Finance. Elements such as no claims discounts (NCDs)...

Most life insurance policyholders do not know they can access an early pay out following a terminal diagnosis. This is according to a survey from MoneySuperMarket of 2,000 adults which showed just...

Advisers generally support client-facing staff wearing Christmas jumpers, but the complexity of the debate reflects the importance of the sector's position. It was a close call, with some respondents thinking they spread...

Protection policy sales nudged up in the third quarter of the year, led by income protection (IP) and standalone critical illness (CI) product lines. Data from Gen Re showed 516,283 individual protection...

Insurance premium tax (IPT) raised almost £7bn in the first eight months of the 2025-26 financial year. Latest HM Revenue & Customs (HMRC) data showed IPT raised £6.78bn in the first eight...

The year 2025 may be remembered as a turbulent year of two halves for the private medical insurance (PMI) market. Companies and individuals continue to see the attraction of taking out cover...

William Russell is introducing a virtual GP service, preventative and mental health support as well as help expats stay safe on assignment as part of a range of new complimentary digital services...