Compliance & Regulation

Chancellor Rachel Reeves has set out significant reforms to be made to the Financial Conduct Authority (FCA) and Financial Ombudsman Service (FOS). This includes an overhaul and replacement of the FCA Certification...

The Labour government has requested both leading financial regulators to review the rules governing mutual organisations to “unlock the full potential of the mutual and cooperative sector in the UK”. Economic secretary...

There were more kites flown ahead of this year’s Budget than I have ever seen, which fuelled many and varied rumours. I and many others pitched in with our thoughts and most...

The Financial Conduct Authority (FCA) will be collecting fair value data from pure protection insurance providers, Health & Protection can reveal. The regulator said it was planning to collect the data as...

CIExpert's Single Is Best campaign has come under fire from advisers for promoting bad advice in situations where recommending two single life policies is not the best option. However, CIExpert director Alan...

Alternative options to trust arrangements appear to be highly popular with advisers and their clients for securing life insurance payouts, the latest Health & Protection Individual and Business Protection Report has found...

Government's increase to employer's National Insurance contributions is not likely to affect demand for private medical insurance (PMI) as waits for NHS treatment stay stubbornly high. But there is more chance of...

The Labour government's increase in employer National Insurance Contributions could see firms reduce or cut staff benefits like health and group risk all together. This is the warning from advice firms following...

Chancellor Rachel Reeves has increased employer's National Insurance Contributions (NICs) by 1.2%, but also increased the employer's allowance exempting 865,000 smaller employers from paying any NIC at all next year. Delivering her...

Private medical and health insurance is proportionally the second most complained about financial product - and it is getting worse. Latest data from the Financial Conduct Authority (FCA) showed the product line...