Individual Protection

Four in 10 people in the UK believe protection insurance has grown in importance since the pandemic but almost a third have not taken out cover as they cannot afford to pay...

As the Bank of England has raised interest rates in response to stubbornly high inflation, many families face the prospect of soaring monthly mortgage repayments. Against this backdrop, it’s now more essential...

The Exeter has appointed Michael Payne as commercial director. Payne (pictured) joins from KPMG, where he was a director in its insurance consulting practice. He was previously customer and innovation COO and...

Leaving the intended beneficiary of a life insurance policy no right to claim is like selling a car without a steering wheel. This is according Ruth Gilbert, partner at Insuring Change, (pictured...

Zurich has made changes to its life non-medical limits for people under the age of 50, increasing the value of cover available without requiring medical evidence. The changes affect the first level...

The Financial Conduct Authority (FCA) has raised serious concerns about several elements of how insurers are addressing terminal illness benefits attached to life insurance policies. The regulator strongly criticised insurers for the...

Terminal illness benefits are delivering poor outcomes and consumer harm in some instances as issues persist with claims not being paid, advisers have told Health & Protection. There is also confusion around...

Guardian has joined the Quilter Select protection panel. The move expands Guardian’s distribution reach, opening access to around 3,000 advisers in Quilter’s network advice business and follows Guardian’s entry into income protection. ...

Arthur J. Gallagher & Co has acquired San Diego, California-based retail insurance broker Hartley Cylke Pacific Insurance Services for an undisclosed sum. The retail insurance broker's services include life insurance advice services....

The number of appointed representative (AR) firms operating in the insurance sector has halved in the last decade, with a sharp drop in the last two years. The Financial Conduct Authority (FCA)...