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Adding dependants to group PMI schemes is contributing to a spike in claims, usage and premiums creating a generational divide across UK plc, Graham Simons hears.   Employers are increasingly adding coverage...

The Apprentice kicked off last night with a representative from the mortgage and protection sector. Earlier this week, Health & Protection reported that Lord Sugar’s latest search for a business partner would...

Legal & General (L&G) is re-joining the Association of British Insurers (ABI) after leaving the organisation in August 2014. L&G Retail CEO Laura Mason will represent the insurer at the most senior...

Restricted insurer panels can be used as an intermediary strategy to negotiate higher commission rates, according to the Financial Conduct Authority’s (FCA) in its pure protection market study interim report. FCA data...

Simplyhealth is creating two managing director roles to lead its Healthplan and Denplan businesses following chief customer officer (CCO) Claudia’s Nicholls-Magielsen's departure. Nicholls-Magielsen (pictured) left Simplyhealth at the end of last year...

Scottish Widows claimed an increased protection market share in 2025, according to Lloyds Banking Group annual results. The banking group said its insurer brand increased its protection market share to 7.8% across...

Insurers have written off at least £100m in clawback commission debt due to poor adviser behaviour with another £19m outstanding. As a result, the Financial Conduct Authority (FCA) identified concerns about certain...

Claims ratios from pure protection insurance products are generally above 50% and typically higher than most general insurance (GI) products, according to analysis from the Financial Conduct Authority (FCA). Ratios for income...

The Financial Conduct Authority (FCA) has proposed a series of actions and options it can undertake to help the protection insurance industry close the protection gap. These include extending its targeted support...

The Financial Conduct Authority (FCA) does not expect to be making significant interventions including the banning of loaded premiums in the protection market. The regulator highlighted that loaded premiums and restricted panels...