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Complication insurance to correct botched overseas cosmetic surgeries is evolving special risk – Chilton

by Graham Simons
18 May 2026
Complication insurance to correct botched overseas cosmetic surgeries is evolving special risk – Chilton
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Complication insurance to fix botched cosmetic surgeries conducted overseas is an evolving special risk for international private medical insurance (IPMI) advisers.

This is according to Matthew Chilton, director of special risks at Alesco Risk Management Services, who took part in a panel session at Health & Protection’s Global Mobility and Health Summit last week.

In recent decades going abroad for plastic surgery or dental treatment, such as the addition of turkey teeth, has rapidly grown in popularity.

But such treatments are not without risk, and it is a risk the insurance sector is alive to.

“We are working on some complication insurance where people are travelling to Turkey typically for cosmetic surgery and general surgery,” Chilton told delegates.

“With this client, they were looking to do a complication from that procedure. If something goes wrong, we’ll get you right and patch you up – that sort of thing.

“So I can see a lot more of that evolving.”

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