Home Page Splash

The Financial Conduct Authority's (FCA) failure to explicitly ban loaded premiums under its Consumer Duty means the pressure is on insurers and distributors to justify continuing the controversial practice, according to St...

The Financial Conduct Authority (FCA) has confirmed its Consumer Duty does not explicitly prohibit the controversial practice of loaded premiums where premium rates are inflated to pay distributors and advisers higher commission....

Women In Protection research showed that one group of people worry about their health and finances more than another group of people. Yet that same group buy almost 50% less insurance that...

Aviva is seeing group risk and private medical insurance (PMI) schemes being brought together as clients and advisers are seeking to get greater value from their premiums. The insurer told Health &...

The combined impact of the pandemic and an intensifying war for talent has meant demand for group risk benefits from employers has never been so high. While advisers do not think mandatory...

HM Treasury and the Financial Conduct Authority (FCA) need to take responsibility for solving the problem of the poorest people being locked out of insurance cover, Fair By Design has urged. The...

The Financial Conduct Authority (FCA) received 1,212 complaints in the 2021/22 financial year, 24% fewer compared to 1,596 in 2020/21, allowing the regulator to clear its complaints backlog. The regulator added that...

The shortlist for Best Diversity & Inclusion Strategy at the UK Health & Protection Awards 2022 has been revealed. Six insurers from across the health and protection industry have been shortlisted for...

It’s three years ago since my operation to remove a tumour having been diagnosed with breast cancer a few weeks previously. Thankfully I had a brilliant surgeon, my treatment was successful, and...

Lizzie Bell, protection adviser at London Mortgage Partners, speaks to Health & Protection about her passion for mental health, why people thinking of entering the sector should not think of insurance as...