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FCA not looking to ban either commission or brokers – Mills
The Financial Conduct Authority (FCA) can take many forms of action against brokers that do not charge fair commissions - but the banning of commissions or brokers is off the table, according...
Read moreLeaving intended beneficiary no right to claim ‘like selling a car without a steering wheel’
Leaving the intended beneficiary of a life insurance policy no right to claim is like selling a car without a steering wheel. This is according Ruth Gilbert, partner at Insuring Change, (pictured...
Read moreFCA terminal illness review criticises slow claims, poor communication, end of term exclusions, use of CMOs and 12-month prognosis
The Financial Conduct Authority (FCA) has raised serious concerns about several elements of how insurers are addressing terminal illness benefits attached to life insurance policies. The regulator strongly criticised insurers for the...
Read moreFCA chief blames firms’ ‘caution’ for not advising enough people and wants debate over AI insurance impact
Financial Conduct Authority (FCA) CEO Nikhil Rathi has blamed the “caution” of firms for not providing “good and affordable” financial advice to enough customers. He also highlighted that there needs to be...
Read moreSeizing IPMI growth opportunities as short-term products, virgin schemes and executive benefits rise – analysis
It's not just high profile footballers choosing to leave for Saudi Arabia; international private medical insurance (IPMI) advisers too have noticed a large uptake of workers moving to the Kingdom. While IPMI...
Read moreSanté Group to consolidate brands and launch PMI quotation platform for advisers
The Santé Group is in the process of consolidating its various brands to become known simply as the Santé Group, according to Paul Nugent, founder and CEO. It is also set to...
Read moreInternational Introducing… Neil Raymond of Pacific Prime
Neil Raymond, founder and CEO of Pacific Prime, a British citizen based in Hong Kong, speaks to Health & Protection about his deep sense of gratitude for his mother’s unwavering dedication, long-term horizons,...
Read moreIndividual PMI Report: Insurers warn advisers about commission and client disclosure as rejected claims rise
Health insurers have issued a warning to intermediaries that advice practices must change, particularly around front-loaded commission and member medical history disclosure. The statements were included in Health & Protection’s latest Individual...
Read moreAIG Life UK exit sad news for HNWIs and customers with families, say advisers
AIG Life's exit from the UK protection market is sad news for high net worth individuals (HNWIs) and customers' with families alike. This is according to advisers Health & Protection spoke with...
Read moreAviva buys AIG Life UK for £460m
Aviva has acquired AIG Life UK from AIG subsidiary Corebridge Financial for £460m. AIG Life UK provides a full suite of individual and group protection products. It had 1.3 million individual protection...
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