Individual Protection

Restricted insurer panels can be used as an intermediary strategy to negotiate higher commission rates, according to the Financial Conduct Authority’s (FCA) in its pure protection market study interim report. FCA data...

Scottish Widows claimed an increased protection market share in 2025, according to Lloyds Banking Group annual results. The banking group said its insurer brand increased its protection market share to 7.8% across...

Insurers have written off at least £100m in clawback commission debt due to poor adviser behaviour with another £19m outstanding. As a result, the Financial Conduct Authority (FCA) identified concerns about certain...

Claims ratios from pure protection insurance products are generally above 50% and typically higher than most general insurance (GI) products, according to analysis from the Financial Conduct Authority (FCA). Ratios for income...

The Financial Conduct Authority (FCA) has proposed a series of actions and options it can undertake to help the protection insurance industry close the protection gap. These include extending its targeted support...

The Financial Conduct Authority (FCA) does not expect to be making significant interventions including the banning of loaded premiums in the protection market. The regulator highlighted that loaded premiums and restricted panels...

The Financial Conduct Authority (FCA) wants to help the protection insurance industry close the consumer protection gap. Furthermore, while the FCA is proposing some modest measures, it said it was not anticipating...

Abigail Montrose hears how the protection industry is viewing the FCA’s review of the market and how greater transparency is seen as a good thing.   The Financial Conduct Authority’s (FCA) ongoing...

The Apprentice is to feature another leader from a mortgage and protection advice firm. Among the candidates vying for the crown of business partner to Lord Alan Sugar in this year’s competition...

More than a fifth of UK adults believe being removed from an insurance policy could be easily dismissed as ‘normal’ or ‘not serious’ in a relationship, according to research by Axa UK....