Individual Protection

Research from Vitality suggests UK workers are overestimating how long they would receive full pay if they were off work sick, potentially leaving households vulnerable to an income shock. The survey of...

Hundreds of appointed representatives (ARs) have left the general insurance and protection sectors over the past year. This is according to data from the Financial Conduct Authority (FCA), which revealed that while...

Zurich paid £392m in individual protection claims in 2025 to more than 5,500 claimants, up 9% from the £360m paid in 2024. In total, 97.4% of all individual protection claims were paid...

Many homeowners are confused about the financial support they will receive if they fall ill, suffer an injury or lose their job, research from LifeSearch and HomeOwners Alliance has discovered. The biggest...

Omni Protect, Fintel's whole of market protection club proposition, is using Caspian Insurance as a referral service for its firms. The agreement positions Caspian as the referral partner of choice for firms...

Guardian has added two new ‘core’ covers - Critical Illness Essentials and Combined Life and Critical Illness Essentials - to its Essentials range. The provider said these additional covers will give advisers...

One in four consumers have taken on debt to fund their private medical insurance (PMI) cover. This is according to findings from insurance finance specialist Premium Credit which found tighter household budgets...

Artificial Intelligence’s (AI) ability to ‘industrialise’ the complaints process as well as poor service levels from insurers and advisers alike are some of the key reasons behind increasing health and protection grievances....

Pivotal has appointed Jon Round (pictured) as chairman of the board of Pivotal Financial Limited (PFL), the group’s newly-launched FCA-regulated, directly authorised firm.  He brings to the role a distinguished track record...

Aviva has extended its artificial intelligence (AI) capabilities to life insurance applications. Aviva launched a ChatGPT app in April to allow consumers to receive a home insurance quote. Consumers will now be...