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IPMI cost pressures continue but SMEs and non-expat hubs fuel growth – analysis
The year 2025 has been marked by robust demand for international private medical insurance (IPMI) and its associated benefits. It has also seen a continued drive towards more personalised digital solutions and...
Read moreProtection sector broadly optimistic for 2026 with IP and WoL leading the way – analysis
The general consensus is that 2025 has been a relatively positive, stable year for the protection sector. Providers have largely tinkered rather than introduce wholesale product overhauls as the sector awaits the...
Read moreUnderwriting a protection pinch point as ‘unprecedented’ backlogs found
Underwriting has been identified as a particular pinch point for the protection sector, with industry professionals pointing to unprecedented backlogs of anything up to 47 days. A shortage of underwriters has been...
Read moreCustomers releasing sensitive data making AI-generated enquiries – Knowles
Customers are increasingly generating protection insurance enquiries using artificial intelligence (AI) services such as ChatGPT, but this is presenting serious issues for themselves and advisers by doing so. Cura Financial Services co-managing...
Read morePMI products must be more understandable as NCDs ‘too complex’ – Fairer Finance
Private medical insurance (PMI) providers have been urged to up their game in ensuring customers can actually understand their products, by consumer group Fairer Finance. Elements such as no claims discounts (NCDs)...
Read moreMost life policyholders unaware of terminal illness benefits – MoneySupermarket
Most life insurance policyholders do not know they can access an early pay out following a terminal diagnosis. This is according to a survey from MoneySuperMarket of 2,000 adults which showed just...
Read moreAdvisers are pro-Christmas jumpers but understand client sensitivities
Advisers generally support client-facing staff wearing Christmas jumpers, but the complexity of the debate reflects the importance of the sector's position. It was a close call, with some respondents thinking they spread...
Read moreHighest IP sales in a decade highlight positive Q3 for protection – Gen Re
Protection policy sales nudged up in the third quarter of the year, led by income protection (IP) and standalone critical illness (CI) product lines. Data from Gen Re showed 516,283 individual protection...
Read moreIPT raises £6.8bn in first eight months of financial year
Insurance premium tax (IPT) raised almost £7bn in the first eight months of the 2025-26 financial year. Latest HM Revenue & Customs (HMRC) data showed IPT raised £6.78bn in the first eight...
Read moreA turbulent year of two halves but health insurance market sees easing inflation ahead – analysis
The year 2025 may be remembered as a turbulent year of two halves for the private medical insurance (PMI) market. Companies and individuals continue to see the attraction of taking out cover...
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