Individual Protection

Income protection product innovation potentially holds the key to fixing the UK’s broken social care system. This is according to Johnny Timpson following new PM Andy Burnham reiterating his desire to tackling...

The Financial Conduct Authority (FCA) is contacting firms operating in the insurance market whose business models “may be creating heightened risks of conflicts of interest”. The regulator also warned it was “monitoring...

There is “significant” opportunity for growth in the UK’s protection market if insurers target underserved new populations, MetLife UK head of individual protection Phil Jeynes has told Health & Protection. This means...

The Financial Conduct Authority (FCA) has urged firms to up their game to make Consumer Duty monitoring proactive and outcomes-focused. It also wants them to demonstrate how information drives action and test...

The Protection Distributors Group (PDG) has said a number of important questions remain unresolved following its review of We Buy Life Policy. In response, We Buy Life Policy said it wants to...

Healthcare ranked top when it comes to premium pay outs, according to the Financial Conduct Authority’s (FCA) general insurance (GI) value measures data for 2025. The FCA data showed that last year,...

The Prudential Regulation Authority (PRA) has launched a consultation on making amalgamations and transfers of friendly societies easier to complete. The regulator wants to improve the clarity and accessibility of Part VIII...

While high-income countries experience the widest morbidity gaps, reflecting gains in lifespan, this is not being matched by gains in healthy years of life. This is according to a study, published in...

Legal & General has told Health & Protection it remains committed to the group critical illness (CI) market despite telling an adviser it was temporarily halting all quoting "as company" for the...

Protection buys breathing space, so saving does not switch off.   ‘We’re on track for retirement, right?’   How many times do your clients ask you that question? You can build a solid...