Individual Protection

VitalityLife paid £149m in claims across life, serious illness and income protection (IP) in 2025 – almost 5% up from £142m the previous year. The life insurance approval rate was up slightly...

While overall income protection (IP) applications and volumes have increased 7% and 56%, respectively, year-on-year, the market still faces a protection gap that remains "stubbornly large". This is according to the third...

Celebrities like Love Island’s Molly Mae will never effectively educate young people about protection products and it is too late to start cutting Generation Alpha off from social media. These were two...

How artificial intelligence (AI) creates a return on investment is still the big question that insurers need answering, Health & Protection's IPMI breakfast briefing in association with Flywire has heard. This was...

Protection insurers should resist raising the red flag when it comes to individuals who disclose they are proactively taking care of their mental health. This is according to panellists who were participating...

Guardian’s new critical illness plans have gone live for advisers and their clients today (15 June). The provider’s two new core covers – Critical Illness Essentials and Combined Life and Critical Illness...

Royal London paid 98.4% of all protection claims made in 2025 supporting 62,412 customers, with a record total of £821m paid due to the inclusion of Aegon claims. This compares with £751m...

Cancer is increasingly something people live with, not just something they survive. That changes the shape of financial risk, and it changes what good advice needs to cover. Modelling from Scottish Widows...

Aviva has promoted Jim Hunter to head of regional accounts within its retail protection business. Previously national sales manager for telephony, he will continue to report into Daren Boys, protection portfolio distribution...

The protection sector needs talent from Generation Z (born between 1997 and 2012) to move forward. But scaremongering about artificial intelligence (AI) replacing human beings is eroding this generation’s confidence to even...