Individual Protection

Advisers should not wait until a client wants to discuss their mortgage to talk about their protection needs. This is because a client’s personal circumstances can change dramatically - particularly where they...

Fears about the rising cost of living straining consumer budgets are increasing among advisers in the individual protection market. Health & Protection’s exclusive research conducted among more than 200 advisers operating in...

The protection sector is placing greater focus on explaining and preventing misrepresentation as part of the application process. Dave Thomson, senior claims technical manager at Scottish Widows highlighted the importance of getting...

Comedy legend Jo Brand will host the UK Health & Protection Awards 2026 - which are now just a month away. The BAFTA-winning star of Getting On and Through The Cakehole is...

Closing the protection gap will mean improved engagement with individuals as their circumstances change throughout their life. This is according to Protection Distributors Group (PDG) chairwoman Emma Thomson (pictured right) who was...

Confusion over whether smoking is vaping is leading to client non-disclosures, according to Charlotte Rogers, protection specialist at Radcliffe and Co. Rogers, who was taking part in a panel debate on the...

Broadstone has appointed Ben Reyer as principal consultant – business protection within its employee benefits consulting division. Reyer (pictured) joins Broadstone from Towergate Health & Protection – now Everywhen – where he...

Self-employed people have been warned they could be in for a rude awakening if they use the wrong earnings when applying for income protection (IP). The issue could mean they are paying...

Advisers should not wait until the Financial Conduct Authority (FCA) forces them to place policies in trust or set up wills and powers of attorney. This is according to Johnny Timpson a...

Vitality is introducing a cancer nurse navigation service, adding to its existing cancer support programme and the personalised care available to both its health and life members with a cancer diagnosis. Working...